Borrowing Power Calculator

Discover how much you could potentially borrow based on your financial situation. Plan your property purchase with confidence.

Car loans, credit cards, personal loans

%

Your Borrowing Capacity

Estimated Borrowing Power

$242,167

Maximum loan amount

Monthly Repayment

$1,375

Estimated P&I payment

Net Monthly Income

$5,250

Total Expenses

$2,500

Surplus Income

$2,750

Important: This is a simplified calculation for illustrative purposes only. Actual borrowing capacity varies based on lender criteria, credit history, employment status, and other factors. Most lenders apply serviceability buffers and stress tests. Always consult with a mortgage broker or lender for accurate pre-approval.