Financial & Property Calculators
Make smarter Australian property choices with PropertyGo's comprehensive suite of free financial calculators. Get instant estimates for loan repayments, borrowing power, stamp duty, investment returns, and more.
Buying & Borrowing
Essential calculators for home buyers and mortgage planning
Borrowing Power Calculator
Estimate how much you could borrow based on your income, expenses, and current interest rates. Essential for property budget planning.
Loan Repayment Calculator
Calculate your mortgage repayments with different loan amounts, interest rates, and terms. Perfect for understanding your monthly, fortnightly, or weekly commitments.
Stamp Duty Calculator
Calculate stamp duty costs across all Australian states and territories. Includes first home buyer concessions and investment property surcharges.
Investment Analysis
Tools for property investors to analyze returns and tax benefits
Property ROI Calculator
Calculate your property investment ROI — rental yield, cash flow after tax, capital growth and total return over your holding period.
Rental Yield Calculator
Calculate gross and net rental yields for investment properties. Compare returns across different properties and understand your ROI.
Property Depreciation Calculator
Calculate tax deductions from depreciation. Estimate capital works and plant & equipment deductions for investment properties.
Capital Gains Tax Calculator
Calculate CGT on property sales with discount eligibility, main residence exemption, and accurate tax calculations based on your income.
Decision Tools
Compare options and make informed property decisions
Rent vs Buy Calculator
Compare the long-term financial outcomes of renting versus buying. Factor in property appreciation, investment returns, and opportunity costs.
Mortgage Offset Calculator
Discover how offset accounts can save you thousands in interest and reduce your loan term. Compare scenarios with different offset balances.
Working out more than the numbers?
The complete checklist covers every stage of buying a house in Australia, from deposit to settlement, with the rules that differ by state.
Ready to Turn Your Calculations into Reality?
Tell us about your loan and a member of the PropertyGo team will personally introduce you to a mortgage broker who suits it, within 1 to 2 business days.
A Broker Compares Lenders for You
Major banks and specialist lenders, compared on your behalf
Expert Guidance
Navigate complex loan structures and maximise borrowing power
Free Service
Brokers are paid by lenders, not by you
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Cost to You
Business Days to Introduce You