Mortgage Offset Calculator
Discover how offset accounts can save you thousands in interest and reduce your loan term. Compare scenarios with different offset balances.
Average balance maintained in offset account
Offset Benefits Analysis
$2,839
Principal & Interest
6 Years, 4 Months
Earlier payoff
$215,760
Total savings
$450,000
Loan minus offset
With Offset Account
Loan Term: 23 Years, 8 Months
Total Interest: $306,260
Without Offset Account
Loan Term: 30 Years
Total Interest: $522,020
Important: This calculator provides an estimate for illustrative purposes. It assumes the offset balance remains constant and repayments are principal and interest. Actual savings may vary based on loan features, fees, and individual circumstances. Consult with a financial adviser or lender.
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