Investment Return Calculator

Analyse rental yields, cash flow, and capital growth potential. Calculate ROI and make informed property investment decisions.

Stamp duty, legal fees, inspections

Rates, insurance, strata, management

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%
years
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For negative gearing tax benefits

Investment Analysis Results

Gross Rental Yield

4.77%

Annual rent ÷ property value

Net Rental Yield

3.77%

After expenses

Cash Flow (After Tax)

-$2,565

Including tax benefits

Total ROI (10 years)

234.46%

12.83% p.a.

Annual Cash Flow Analysis

Rental Income:$28,600
Interest Cost:-$26,400
Operating Expenses:-$6,000

Cash Flow (Pre-Tax):-$3,800
Tax Savings (32.50%):$1,235

Cash Flow (After Tax):-$2,565

10-Year Investment Summary

Initial Investment:$150,000
Property Value Growth:$377,337
Total Cash Flow:-$25,650
Total Tax Savings:$12,350

Total Return:$351,687
Property Value at End:$977,337

Important: These calculations include simplified tax benefits from negative gearing but don't account for capital gains tax, selling costs, vacancy periods, or depreciation benefits. Actual returns can vary significantly. Always seek professional financial and legal advice before making investment decisions.