Umina Beach (NSW 2257): property prices, streets & suburb profile

Central Coast LGA · Latest published data July 2026 · Page updated August 2026 · Public government records

Umina Beach · NSW 2257 · median house price (24 months)
$1,205,000+118.7%
vs 10 years ago (repeat-sales index, all dwellings)
Umina Beach has about 5,129 dwellings on record, with 561 house and 184 unit sales recorded in the last two years across 149 streets.
Median house price
$1,205,000
561 sales, 24 months
Median unit price
$890,000
184 strata sales, 24 months
Median rent, 3-br house
$700/wk
291 bonds, 12 months
Gross rental yield
3.0%
3-br postcode rent vs house median
How tightly held
1 in 14
homes on record trades each year
Nearest train station
Woy Woy Railway Station
5.7 km away

Umina Beach house and unit prices

The median Umina Beach house sold for $1,205,000 across the last 24 months; constant-quality growth is +118.7% over 10 years and +46.9% over 5 years.

1Y
3Y
5Y
10Y
Houses
+10.0%
+25.5%
+45.7%
+111.2%
Units
-1.7%
+9.4%
+22.4%
+75.0%

Change in 12-month median sale prices to July 2026 vs the same window 1, 3, 5 and 10 years earlier · NSW Valuer General records

Median house price · 12 months to July 2026
Umina Beach
$1,267,500
Central Coast LGA
$1,060,000
NSW
$1,100,000
Houses (quarterly median)
Units (yearly median)
492k708k923k1.14M1.35M20172019202120232025
View as table
PeriodHouses (quarterly median)Units (yearly median)
July 2015$600,000
Oct 2015$590,000
2016$600,000$515,000
Apr 2016$600,000
July 2016$616,250
Oct 2016$649,500
2017$730,000$605,000
Apr 2017$740,000
July 2017$735,000
Oct 2017$726,000
2018$740,000$590,000
Apr 2018$760,000
July 2018$735,000
Oct 2018$680,000
2019$635,000$518,000
Apr 2019$635,000
July 2019$740,000
Oct 2019$677,500
2020$755,000$620,000
Apr 2020$755,000
July 2020$758,500
Oct 2020$820,000
2021$935,000$750,000
Apr 2021$1,005,000
July 2021$1,070,000
Oct 2021$1,200,000
2022$1,175,000$840,000
Apr 2022$1,222,500
July 2022$1,125,000
Oct 2022$950,000
2023$937,500$780,000
Apr 2023$1,162,500
July 2023$985,000
Oct 2023$1,055,000
2024$1,125,000$850,000
Apr 2024$1,140,000
July 2024$1,150,000
Oct 2024$1,100,000
2025$1,216,250$892,500
Apr 2025$1,157,500
July 2025$1,250,000
Oct 2025$1,290,000
2026$1,270,500
Apr 2026$1,200,000
  • The headline growth figure uses a repeat-sales index of all dwellings (the same homes resold), which removes mix-of-what-sold noise; the tiles compare 12-month medians per dwelling type, so the two can differ slightly.
  • Unit medians are yearly because strata volumes are low; treat them as indicative.
  • Quarters with fewer than three house sales are left off the chart; one sale does not make a market median.

Umina Beach street by street

Across 118 streets with enough house sales to compare, five-year medians on actively trading streets run from $922,500 on Harold Street to $4,750,000 on The Esplanade.

Most expensive street (houses)

The Esplanade

$4,750,000 five-year median · 12 sales

Most affordable street (houses)

Harold Street

$922,500 five-year median · 10 sales

Umina Beach streets with a published median · last 10 years of sales
StreetHouse medianHouse salesUnit medianUnit sales
The Esplanade$3.15M20$1.26M28
Berrima Crescent$3.00M5——
Rickard Street$1.57M9$593k6
Berith Street$1.55M9$830k49
Fitzroy Street$1.45M7——
Norman Street$1.44M8$758k18
Burdett Place$1.42M12——
Ena Place$1.38M7——
The Palisade$1.35M19——
Bena Road$1.30M12——
Edgecliff Road$1.30M7——
Kingsview Drive$1.29M35——
Admiralty Place$1.29M13—2
Clifford Street$1.25M7—4
Sylvania Road$1.23M15——
Elanora Road$1.22M14——
The Postern$1.22M6——
Onthonna Terrace$1.21M22——
Janet Avenue$1.20M21$740k5
McLaurin Road$1.17M6—2
Airly Road$1.17M8——
Tapestry Way$1.17M26$650k15
The Citadel$1.13M10——
Melbourne Avenue$1.11M19——
Albany Road$1.10M17—2
  • A street needs at least 5 sales of a type in 10 years to get a median, so streets quieter than that are left out entirely. Rankings use house sales only, so unit-heavy streets and residential parks are not mislabelled as cheap streets.
  • The highlight cards quote each street's last-5-years median (at least 5 sales in that window), so they reflect prices a buyer could pay now; the table shows the full 10-year view.
  • Prices are as-paid and not inflation-adjusted.

What buyers paid in Umina Beach

Half of the 561 house sales in the last 24 months landed between $1,018,000 and $1,400,000.

020416181Median $1.21M$800k$1.00M$1.20M$1.40M$1.60M$1.80M$1.90M
Middle 50% of sales: $1.02M – $1.40M
Median $1.21M
501 sales total
  • House sales only, 24 months. The unit median has its own figure at the top of the page.
  • Chart covers $800,000 to $1,900,000: 60 of the 561 house sales fall outside it (the cheapest and dearest few) and are left out so a handful of outliers cannot distort the shape.

Rent in Umina Beach by bedrooms

A 3-bedroom house rents for a median $700/wk.

Median weekly rent · houses
1-bedroom
$400/wk
2-bedroom
$550/wk
3-bedroom
$700/wk
4-bedroom
$880/wk
5-bedroom
$1,050/wk
Median weekly rent · units
1-bedroom
$400/wk
2-bedroom
$530/wk
3-bedroom
$680/wk
  • From NSW rental bond lodgements for postcode 2257 (covers neighbouring suburbs too), 12 months to July 2026.
  • Bands with fewer than 10 bonds are hidden.
  • Biggest 12-month move: 3-bedroom townhouses +7.1% year on year.

Who lives in Umina Beach

Umina Beach has a median age of 44 and a median household income of $1,421 a week, and 63.7% of homes are owner-occupied.

Population (Umina Beach)
17,372
Median age (Umina Beach)
44 years
Median household income (Umina Beach)
$1,421/wk
People per square kilometre
2,486
Average taxable income (postcode, 2023)
$74,509
Average household size (SA2)
2.2
Median mortgage repayment (SA2)
$2,080/month
Australian-born (postcode)
77.4%
SEIFA advantage decile (Umina Beach)
4 of 10
Rooftop solar installs, 12 months (postcode)
337
How Umina Beach homes are held
Owned outright
33.6% · 2,284
Owned with a mortgage
30.0% · 2,040
Rented
32.9% · 2,235
Umina Beach homes by bedroom count
1 bedroom or studio
5.2% · 347
2 bedrooms
21.5% · 1,436
3 bedrooms
44.0% · 2,940
4 bedrooms
22.3% · 1,489
5 or more
7.1% · 473
ABS SEIFA 2021 deciles · 10 of 10 = most advantaged nationally
Advantage and disadvantage (IRSAD)
from income, education, occupation and housing
4 of 10
Relative disadvantage (IRSD)
from low income, low education and unskilled occupations
4 of 10
Economic resources (IER)
from household income, wealth and housing costs
3 of 10
Education and occupation (IEO)
from qualifications and skilled work
4 of 10
  • Figures labelled Umina Beach are for the suburb boundary itself (ABS 2021 Census). Anything labelled SA2 or postcode covers a wider area: SA2 "Umina - Booker Bay - Patonga" and postcode 2257 both extend beyond Umina Beach.
  • SEIFA decile 1 is the lowest tenth of Australian areas on that index and 10 the highest. The four indices measure different things and often disagree, which is why all four are shown: a suburb can rank high on education and occupation while ranking mid on economic resources.

Bushfire, flood and planning in Umina Beach

21.9% of Umina Beach properties sit in a mapped bushfire-prone area; no flood mapping is available in our dataset for this suburb.

Properties in a mapped bushfire-prone area
21.9%
Flood mapping
No flood mapping available in our dataset
Heritage-flagged properties
0
Land zoning of properties
R2 Low Density Residential (61%), R1 General Residential (37%), E1 Local Centre (2%)
  • Bushfire-prone land is the NSW RFS certified map; being inside it triggers extra building requirements, not a prediction of fire.
  • Absence of flood mapping in our dataset is NOT evidence a property cannot flood: always order a council s10.7 certificate before buying.

Schools serving Umina Beach

Most Umina Beach homes fall in the Umina Beach Public School intake zone.

Schools located in Umina Beach
SchoolSectorTypeICSEA
Brisbane Water Secondary College Umina CampusGovernmentSecondary966
Umina Beach Public SchoolGovernmentPrimary1,010
Public primary catchment (42% of homes)
Umina Beach Public School
Public primary catchment (40% of homes)
Woy Woy Sps
Public secondary catchment
Bwsc Umina / Bwsc Woy Woy
Median school percentile nationally · ICSEA score
Umina Beach · 2 schools
42nd · 988
Central Coast LGA
50th · 1006
NSW
51st · 1009
Australia
51st · 1008
  • ICSEA is ACARA's socio-educational index (average 1000). It describes the family backgrounds of the students enrolled, NOT how well a school teaches: a lower ICSEA means a less advantaged intake, not a worse school.
  • Percentiles are ACARA's own national ranking, so the Australia bar is a published figure rather than our arithmetic. Each area shows the median of the mainstream schools sitting inside it; special schools are listed in the table but excluded from the medians.
  • Catchments are NSW Department of Education intake zones; always confirm an address with the school.

Crime and safety around Umina Beach

Break-ins, car theft and malicious damage run at 1,339 per 100,000 residents in postcode 2257, 10.9% below the NSW rate of 1,502.

Recorded incidents, Central Coast LGA (12m)
29,210
of which assault (LGA)
3,583
of which theft (LGA)
7,195
Recorded incidents, postcode 2257 (12m)
1,501
Break-ins, car theft and malicious damage · incidents per 100,000 residents
Postcode 2257 (Umina Beach + neighbours)
1,339
Central Coast LGA
1,572
NSW
1,502
  • Counts are BOCSAR recorded incidents for January 2025 to December 2025 at LGA and postcode grain: both cover several suburbs, so they include neighbours of Umina Beach.
  • Rates divide incidents by resident population (ABS 2021 Census), so they are comparable between areas in a way raw counts are not. Every tier uses the same offences and the same 12 months for January 2025 to December 2025.
  • Two limits worth knowing: the rate counts residents only, so a postcode with a town centre, nightlife strip or shopping precinct carries crime generated by visitors against a small resident denominator and reads high; and the population is the 2021 Census, so a suburb that has grown fast since then reads high too.

Suburbs near Umina Beach

Umina Beach's median house price of $1,205,000 is the 2nd highest of the 6 Central Coast suburbs we cover.

All Central Coast suburb research

Umina Beach: common questions

What is the median house price in Umina Beach?
$1,205,000, based on 561 house sales over the 24 months to July 2026 (NSW Valuer General records).
What are the most and least expensive streets in Umina Beach?
Among streets with enough sales in the last five years, The Esplanade has the highest house median at $4,750,000 (12 sales); Harold Street has the lowest at $922,500 (10 sales).
How much have Umina Beach property prices grown?
A repeat-sales index of Umina Beach dwellings has risen 118.7% over 10 years and moved +46.9% over 5 years.
What does it cost to rent in Umina Beach?
The median 3-bedroom house in postcode 2257 rents for $700/wk, from 291 bonds lodged in the last 12 months.
Which public schools serve Umina Beach?
Umina Beach Public School (public primary catchment (42% of homes)); Woy Woy Sps (public primary catchment (40% of homes)); Bwsc Umina / Bwsc Woy Woy (public secondary catchment).
Is Umina Beach affected by bushfire or flood risk?
21.9% of properties sit in the NSW RFS bushfire-prone land map. No flood mapping is available in our dataset for this suburb; that is not evidence properties cannot flood; check a council s10.7 certificate.

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Data sources

This page summarises public government datasets for general information. It is not financial, legal or property advice, figures can contain source errors, and postcode or SA2 statistics cover a wider area than the suburb itself. Verify anything material independently before acting on it.