Terrigal (NSW 2260): property prices, streets & suburb profile

Central Coast LGA · Latest published data July 2026 · Page updated August 2026 · Public government records

Terrigal · NSW 2260 · median house price (24 months)
$1,610,000+103.6%
vs 10 years ago (repeat-sales index, all dwellings)
Terrigal has about 6,475 dwellings on record, with 363 house and 239 unit sales recorded in the last two years across 151 streets.
Median house price
$1,610,000
363 sales, 24 months
Median unit price
$1,150,000
239 strata sales, 24 months
Median rent, 3-br house
$800/wk
158 bonds, 12 months
Gross rental yield
2.6%
3-br postcode rent vs house median
How tightly held
1 in 22
homes on record trades each year
Nearest train station
Lisarow Railway Station
9.1 km away

Terrigal house and unit prices

The median Terrigal house sold for $1,610,000 across the last 24 months; constant-quality growth is +103.6% over 10 years and +38.9% over 5 years.

1Y
3Y
5Y
10Y
Houses
+2.6%
+8.8%
+33.1%
+103.9%
Units
+7.9%
+1.7%
+34.1%
+75.2%

Change in 12-month median sale prices to July 2026 vs the same window 1, 3, 5 and 10 years earlier · NSW Valuer General records

Median house price · 12 months to July 2026
Terrigal
$1,631,500
Central Coast LGA
$1,060,000
NSW
$1,100,000
Houses (quarterly median)
Units (yearly median)
736k1.00M1.27M1.54M1.81M20172019202120232025
View as table
PeriodHouses (quarterly median)Units (yearly median)
July 2015$800,000
Oct 2015$782,500
2016$813,500$700,000
Apr 2016$800,000
July 2016$827,500
Oct 2016$866,250
2017$897,500$858,400
Apr 2017$970,000
July 2017$890,000
Oct 2017$962,500
2018$920,000$775,000
Apr 2018$1,000,000
July 2018$875,000
Oct 2018$955,000
2019$890,000$797,000
Apr 2019$900,000
July 2019$885,000
Oct 2019$987,518
2020$891,300$865,000
Apr 2020$955,000
July 2020$1,030,000
Oct 2020$1,080,000
2021$1,232,500$1,100,000
Apr 2021$1,385,000
July 2021$1,480,000
Oct 2021$1,550,000
2022$1,653,500$1,300,000
Apr 2022$1,550,000
July 2022$1,490,000
Oct 2022$1,400,000
2023$1,590,000$1,130,000
Apr 2023$1,500,000
July 2023$1,615,000
Oct 2023$1,525,000
2024$1,628,500$1,200,000
Apr 2024$1,607,000
July 2024$1,582,500
Oct 2024$1,520,000
2025$1,725,000$1,120,000
Apr 2025$1,477,500
July 2025$1,655,000
Oct 2025$1,610,000
2026$1,600,000
Apr 2026$1,625,000
  • The headline growth figure uses a repeat-sales index of all dwellings (the same homes resold), which removes mix-of-what-sold noise; the tiles compare 12-month medians per dwelling type, so the two can differ slightly.
  • Unit medians are yearly because strata volumes are low; treat them as indicative.
  • Quarters with fewer than three house sales are left off the chart; one sale does not make a market median.

Terrigal street by street

Across 109 streets with enough house sales to compare, five-year medians on actively trading streets run from $1,125,000 on Casino Street to $5,900,000 on Vicary Road.

Most expensive street (houses)

Vicary Road

$5,900,000 five-year median · 5 sales

Most affordable street (houses)

Casino Street

$1,125,000 five-year median · 7 sales

Terrigal streets with a published median · last 10 years of sales
StreetHouse medianHouse salesUnit medianUnit sales
Vicary Road$5.90M5——
John Gray Close$3.85M7——
Campbell Crescent$3.10M5$1.20M104
Tiarri Crescent$2.59M5——
Farrand Crescent$2.40M8—2
Grosvenor Road$2.31M8$1.48M16
Junction Road$2.25M7$736k24
Serpentine Road$2.10M9——
Timber Cutter Avenue$2.00M7——
Barnhill Road$1.91M41$915k61
Painters Lane$1.80M11$1.95M39
Miller Road$1.77M11——
Kurrawyba Avenue$1.75M23$1.21M56
Fairway Drive$1.72M11——
Holmes Road$1.72M6—4
Ridgeview Close$1.70M13——
Auld Street$1.65M8$965k26
Sonny Crescent$1.65M17——
Sheffield Drive$1.64M22——
Wycombe Road$1.63M13——
Ash Street$1.60M11$1.15M21
Sandra Place$1.60M6—2
Sumner Circuit$1.59M6—2
Ogilvie Street$1.54M14$770k6
Scenic Highway$1.53M120$950k53
  • A street needs at least 5 sales of a type in 10 years to get a median, so streets quieter than that are left out entirely. Rankings use house sales only, so unit-heavy streets and residential parks are not mislabelled as cheap streets.
  • The highlight cards quote each street's last-5-years median (at least 5 sales in that window), so they reflect prices a buyer could pay now; the table shows the full 10-year view.
  • Prices are as-paid and not inflation-adjusted.

What buyers paid in Terrigal

Half of the 363 house sales in the last 24 months landed between $1,350,000 and $1,900,000.

0275380106Median $1.61M$1.00M$1.50M$2.00M$2.50M$3.00M
Middle 50% of sales: $1.35M – $1.90M
Median $1.61M
329 sales total
  • House sales only, 24 months. The unit median has its own figure at the top of the page.
  • Chart covers $1,000,000 to $3,000,000: 34 of the 363 house sales fall outside it (the cheapest and dearest few) and are left out so a handful of outliers cannot distort the shape.

Rent in Terrigal by bedrooms

A 3-bedroom house rents for a median $800/wk.

Median weekly rent · houses
1-bedroom
$460/wk
2-bedroom
$600/wk
3-bedroom
$800/wk
4-bedroom
$1,000/wk
5-bedroom
$1,200/wk
Median weekly rent · units
1-bedroom
$455/wk
2-bedroom
$650/wk
3-bedroom
$830/wk
  • From NSW rental bond lodgements for postcode 2260 (covers neighbouring suburbs too), 12 months to July 2026.
  • Bands with fewer than 10 bonds are hidden.
  • Biggest 12-month move: 5-bedroom houses +10.3% year on year.

Who lives in Terrigal

Terrigal has a median age of 43 and a median household income of $2,056 a week, and 74.0% of homes are owner-occupied.

Population (Terrigal)
12,730
Median age (Terrigal)
43 years
Median household income (Terrigal)
$2,056/wk
People per square kilometre
1,405
Average taxable income (postcode, 2023)
$93,426
Average household size (SA2)
2.4
Median mortgage repayment (SA2)
$2,167/month
Australian-born (postcode)
77.8%
SEIFA advantage decile (Terrigal)
10 of 10
Rooftop solar installs, 12 months (postcode)
278
How Terrigal homes are held
Owned outright
39.1% · 1,839
Owned with a mortgage
34.9% · 1,643
Rented
24.0% · 1,132
Terrigal homes by bedroom count
1 bedroom or studio
2.7% · 124
2 bedrooms
14.3% · 665
3 bedrooms
36.5% · 1,700
4 bedrooms
33.5% · 1,558
5 or more
13.1% · 610
ABS SEIFA 2021 deciles · 10 of 10 = most advantaged nationally
Advantage and disadvantage (IRSAD)
from income, education, occupation and housing
10 of 10
Relative disadvantage (IRSD)
from low income, low education and unskilled occupations
9 of 10
Economic resources (IER)
from household income, wealth and housing costs
8 of 10
Education and occupation (IEO)
from qualifications and skilled work
9 of 10
  • Figures labelled Terrigal are for the suburb boundary itself (ABS 2021 Census). Anything labelled SA2 or postcode covers a wider area: SA2 "Erina - Green Point" and postcode 2260 both extend beyond Terrigal.
  • SEIFA decile 1 is the lowest tenth of Australian areas on that index and 10 the highest. The four indices measure different things and often disagree, which is why all four are shown: a suburb can rank high on education and occupation while ranking mid on economic resources.

Bushfire, flood and planning in Terrigal

33.4% of Terrigal properties sit in a mapped bushfire-prone area; no flood mapping is available in our dataset for this suburb.

Properties in a mapped bushfire-prone area
33.4%
Flood mapping
No flood mapping available in our dataset
Heritage-flagged properties
2
Land zoning of properties
R2 Low Density Residential (71%), R1 General Residential (22%), E1 Local Centre (4%)
  • Bushfire-prone land is the NSW RFS certified map; being inside it triggers extra building requirements, not a prediction of fire.
  • Absence of flood mapping in our dataset is NOT evidence a property cannot flood: always order a council s10.7 certificate before buying.

Schools serving Terrigal

Most Terrigal homes fall in the Terrigal Public School intake zone.

Schools located in Terrigal
SchoolSectorTypeICSEA
Aspect Central Coast SchoolIndependentSpecial1,030
Our Lady Star of The Sea Catholic Primary SchoolCatholicPrimary1,102
Terrigal High SchoolGovernmentSecondary1,044
Terrigal Public SchoolGovernmentPrimary1,078
Public primary catchment (99% of homes)
Terrigal Public School
Public primary catchment (1% of homes)
Woodport Public School
Public secondary catchment (99% of homes)
Terrigal High School
Public secondary catchment (1% of homes)
Erina High School
Median school percentile nationally · ICSEA score
Terrigal · 3 schools
78th · 1078
Central Coast LGA
50th · 1006
NSW
51st · 1009
Australia
51st · 1008
  • ICSEA is ACARA's socio-educational index (average 1000). It describes the family backgrounds of the students enrolled, NOT how well a school teaches: a lower ICSEA means a less advantaged intake, not a worse school.
  • Percentiles are ACARA's own national ranking, so the Australia bar is a published figure rather than our arithmetic. Each area shows the median of the mainstream schools sitting inside it; special schools are listed in the table but excluded from the medians.
  • Catchments are NSW Department of Education intake zones; always confirm an address with the school.

Crime and safety around Terrigal

Break-ins, car theft and malicious damage run at 905 per 100,000 residents in postcode 2260, 39.7% below the NSW rate of 1,502.

Recorded incidents, Central Coast LGA (12m)
29,210
of which assault (LGA)
3,583
of which theft (LGA)
7,195
Recorded incidents, postcode 2260 (12m)
926
Break-ins, car theft and malicious damage · incidents per 100,000 residents
Postcode 2260 (Terrigal + neighbours)
905
Central Coast LGA
1,572
NSW
1,502
  • Counts are BOCSAR recorded incidents for January 2025 to December 2025 at LGA and postcode grain: both cover several suburbs, so they include neighbours of Terrigal.
  • Rates divide incidents by resident population (ABS 2021 Census), so they are comparable between areas in a way raw counts are not. Every tier uses the same offences and the same 12 months for January 2025 to December 2025.
  • Two limits worth knowing: the rate counts residents only, so a postcode with a town centre, nightlife strip or shopping precinct carries crime generated by visitors against a small resident denominator and reads high; and the population is the 2021 Census, so a suburb that has grown fast since then reads high too.

Suburbs near Terrigal

Terrigal's median house price of $1,610,000 is the highest of the 6 Central Coast suburbs we cover.

All Central Coast suburb research

Terrigal: common questions

What is the median house price in Terrigal?
$1,610,000, based on 363 house sales over the 24 months to July 2026 (NSW Valuer General records).
What are the most and least expensive streets in Terrigal?
Among streets with enough sales in the last five years, Vicary Road has the highest house median at $5,900,000 (5 sales); Casino Street has the lowest at $1,125,000 (7 sales).
How much have Terrigal property prices grown?
A repeat-sales index of Terrigal dwellings has risen 103.6% over 10 years and moved +38.9% over 5 years.
What does it cost to rent in Terrigal?
The median 3-bedroom house in postcode 2260 rents for $800/wk, from 158 bonds lodged in the last 12 months.
Which public schools serve Terrigal?
Terrigal Public School (public primary catchment (99% of homes)); Woodport Public School (public primary catchment (1% of homes)); Terrigal High School (public secondary catchment (99% of homes)); Erina High School (public secondary catchment (1% of homes)).
Is Terrigal affected by bushfire or flood risk?
33.4% of properties sit in the NSW RFS bushfire-prone land map. No flood mapping is available in our dataset for this suburb; that is not evidence properties cannot flood; check a council s10.7 certificate.

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Data sources

This page summarises public government datasets for general information. It is not financial, legal or property advice, figures can contain source errors, and postcode or SA2 statistics cover a wider area than the suburb itself. Verify anything material independently before acting on it.