Swansea (NSW 2281): property prices, streets & suburb profile

Lake Macquarie LGA · Latest published data July 2026 · Page updated August 2026 · Public government records

Swansea · NSW 2281 · median house price (24 months)
$1,052,500+129.8%
vs 10 years ago (repeat-sales index, all dwellings)
Swansea has about 2,130 dwellings on record, with 156 house and 61 unit sales recorded in the last two years across 53 streets.
Median house price
$1,052,500
156 sales, 24 months
Median unit price
$750,000
61 strata sales, 24 months
Median rent, 3-br house
$725/wk
100 bonds, 12 months
Gross rental yield
3.6%
3-br postcode rent vs house median
How tightly held
1 in 20
homes on record trades each year
Nearest station
Fassifern Railway Station
Train, 12.2 km away

Swansea house and unit prices

The median Swansea house sold for $1,052,500 across the last 24 months; constant-quality growth is +129.8% over 10 years and +58.1% over 5 years.

Property type
1Y
3Y
5Y
10Y
Houses
+5.1%
+19.2%
+56.6%
+125.8%
Units
+20.7%
+30.8%
+64.7%
+113.8%

Change in 12-month median sale prices to July 2026 vs the same window 1, 3, 5 and 10 years earlier · NSW Valuer General records

Median house price · 12 months to July 2026
Swansea
$1,072,500
Lake Macquarie LGA
$1,000,000
NSW
$1,100,000
Houses (quarterly median)
Units (yearly median)
371k594k817k1.04M1.26M20172019202120232025
View as table
PeriodHouses (quarterly median)Units (yearly median)
July 2015$444,100
Oct 2015$443,000
2016$530,000$354,500
Apr 2016$510,000
July 2016$522,500
Oct 2016$510,000
2017$577,500$390,000
Apr 2017$482,500
July 2017$550,000
Oct 2017$585,000
2018$635,000$430,000
Apr 2018$597,500
July 2018$560,000
Oct 2018$570,000
2019$580,000$430,000
Apr 2019$580,000
July 2019$637,500
Oct 2019$560,000
2020$595,000$420,000
Apr 2020$592,000
July 2020$670,000
Oct 2020$650,000
2021$732,500$491,500
Apr 2021$692,500
July 2021$850,000
Oct 2021$912,500
2022$970,000$595,000
Apr 2022$901,500
July 2022$940,000
Oct 2022$900,000
2023$785,000$607,500
Apr 2023$1,000,000
July 2023$1,202,500
Oct 2023$850,000
2024$1,110,000$625,000
Apr 2024$960,500
July 2024$947,500
Oct 2024$1,000,000
2025$1,055,000$772,500
Apr 2025$947,500
July 2025$1,085,000
Oct 2025$1,060,000
2026$1,182,000
Apr 2026$910,000
  • The headline growth figure uses a repeat-sales index of all dwellings (the same homes resold), which removes mix-of-what-sold noise; the tiles compare 12-month medians per dwelling type, so the two can differ, and differ widely where what sold changed.
  • Unit medians are yearly because strata volumes are low; treat them as indicative.
  • Quarters with fewer than three house sales are left off the chart; one sale does not make a market median.

Swansea street by street

Across the 30 Swansea streets that qualify for the ranking, five-year medians run from $775,000 on Albert Street to $1,950,000 on Channel Street.

Most expensive street (houses)

Channel Street

$1,950,000 five-year median · 9 sales

Most affordable street (houses)

Albert Street

$775,000 five-year median · 9 sales

House sales over the last five years, by price
302 sales
  • under $900k
  • $900k to $1.10M
  • $1.10M and above

Each dot is one house sale over the last five years, 302 in all, placed at the address that sold and shaded by what it fetched. Prices are as paid, with part shares and multi-property dealings left out.

View as table
Street medians, five years of house sales
StreetMedianSales (5 years)
Channel Street$1.95M9
Rawson Street$1.33M11
Galgabba Street$1.25M8
Lakeside Drive$1.25M10
Boyd Street$1.23M8
Oxley Street$1.17M6
Park Street$1.15M6
Northcote Avenue$1.12M21
Bay Street$1.12M7
Wills Street$1.10M5
Bowman Street$1.06M18
Beach Street$1.02M11
Murray Street$1.00M5
Kennedy Street$990k10
Forbes Street$980k7
Belmont Street$980k15
Sturt Street$962k14
Moxey Street$960k13
Gray Street$955k5
Swansea Street$930k13
Old Pacific Highway$920k19
Josephson Street$900k5
Milray Street$900k13
George Street$898k10
Pelican Street$885k15
Catherine Street$880k13
Macquarie Street$875k10
Lake Road$822k14
Parbury Road$799k6
Albert Street$775k9
Swansea streets with a published median · last 10 years of sales
Channel Street$1.64M13
Parbury Place$1.60M5
Elizabeth Place$1.05M6
Burke Street$1.04M6
Bowman Street$1.00M27$538k14
The Esplanade$940k5
Northcote Avenue$909k40
Swansea Street$875k22
Galgabba Street$873k14$650k15
Kennedy Street$870k16
Moxey Street$853k20
Josephson Street$850k7
Lakeside Drive$850k21
Rawson Street$825k22$550k5
Sturt Street$825k24
Milray Street$815k22$780k15
Boyd Street$810k15$625k8
Park Street$810k15
Bay Street$785k12
Macquarie Street$783k163
Forbes Street$778k19
Parbury Road$775k15
George Street$770k18
Pelican Street$750k37
Belmont Street$745k25$780k16
  • A street needs at least 5 sales of a type in 10 years to get a median, so streets quieter than that are left out entirely.
  • Sales that moved several properties on one dealing are left out, because the record repeats that dealing's whole price against every property in it.
  • The highlight cards rank on house sales only, using each street's last-5-years median (at least 5 sales in that window), so unit-heavy streets are not mislabelled as cheap and the figures reflect prices a buyer could pay now; the table shows the full 10-year view.
  • A street is left out of the ranking when its five-year median sits below three-fifths of its own 10-year median, or far below the suburb's median (a bar set higher for streets with no older sales of their own to stand behind them). Those windows are usually land sold before the houses went up, or a part share of a home priced as though it were the whole. Those streets stay in the table with their 10-year median.
  • Prices are as-paid and not inflation-adjusted.

What buyers paid in Swansea

Half of the 156 house sales in the last 24 months landed between $868,750 and $1,275,000.

08162432Median $1.05M$700k$900k$1.10M$1.30M$1.50M$1.70M$1.90M
Middle 50% of sales: $869k – $1.27M
Median $1.05M
143 sales total
  • House sales only, 24 months. The unit median is quoted separately.
  • Chart covers $700,000 to $1,900,000: 13 of the 156 house sales fall outside it (the cheapest and dearest few) and are left out so a handful of outliers cannot distort the shape.

Rent in Swansea by bedrooms

A 3-bedroom house rents for a median $725/wk.

Median weekly rent · houses
2-bedroom
$600/wk
3-bedroom
$725/wk
4-bedroom
$900/wk
5-bedroom
$1,060/wk
Median weekly rent · units
1-bedroom
$400/wk
2-bedroom
$550/wk
  • From NSW rental bond lodgements for postcode 2281 (covers neighbouring suburbs too), 12 months to July 2026.
  • Bands with fewer than 10 bonds are hidden.
  • Biggest 12-month move: 2-bedroom houses +9.1% year on year.

Who lives in Swansea

Swansea has a median age of 53 and a median household income of $1,037 a week, and 66.2% of homes are owner-occupied.

Population (Swansea)
5,044
Median age (Swansea)
53 years
Median household income (Swansea)
$1,037/wk
People per square kilometre
1,154
Average taxable income (postcode, 2023)
$73,348
Average household size (SA2)
2.3
Median mortgage repayment (SA2)
$1,800/month
Australian-born (postcode)
85.9%
SEIFA advantage decile (Swansea)
2 of 10
Rooftop solar installs, 12 months (postcode)
198
How Swansea homes are held
Owned outright
41.8% · 924
Owned with a mortgage
24.4% · 540
Rented
27.7% · 613
Swansea homes by bedroom count
1 bedroom or studio
8.7% · 188
2 bedrooms
31.9% · 689
3 bedrooms
39.3% · 848
4 bedrooms
16.1% · 348
5 or more
4.0% · 87
ABS SEIFA 2021 deciles · 10 of 10 = most advantaged nationally
Advantage and disadvantage (IRSAD)from income, education, occupation and housing
2 of 10
Relative disadvantage (IRSD)from low income, low education and unskilled occupations
2 of 10
Economic resources (IER)from household income, wealth and housing costs
2 of 10
Education and occupation (IEO)from qualifications and skilled work
1 of 10
  • Figures labelled Swansea are for the suburb boundary itself (ABS 2021 Census). Anything labelled SA2 or postcode covers a wider area: SA2 "Belmont South - Blacksmiths" and postcode 2281 both extend beyond Swansea.
  • SEIFA decile 1 is the lowest tenth of Australian areas on that index and 10 the highest. The four indices measure different things and often disagree, which is why all four are shown: a suburb can rank high on education and occupation while ranking mid on economic resources.

Bushfire, flood and planning in Swansea

7.3% of Swansea properties sit in a mapped bushfire-prone area; no flood mapping is available in our dataset for this suburb.

Properties in a mapped bushfire-prone area
7.3%
Flood mapping
No flood mapping available in our dataset
Heritage-flagged properties
1
Land zoning of properties
R3 Medium Density Residential (56%), R2 Low Density Residential (39%), E1 Local Centre (4%)
  • Bushfire-prone land is the NSW RFS certified map; being inside it triggers extra building requirements, not a prediction of fire.
  • Absence of flood mapping in our dataset is NOT evidence a property cannot flood: always order a council s10.7 certificate before buying.

Schools serving Swansea

Most Swansea homes fall in the Swansea Public School intake zone.

Schools located in Swansea
St Patrick's Primary SchoolCatholicPrimary1,041
Swansea Public SchoolGovernmentPrimary923
Public primary catchment (85% of homes)
Swansea Public School
Public primary catchment (15% of homes)
Caves Beach Public School
Public secondary catchment
Swansea High School
Median school percentile nationally · ICSEA score
Swansea · 2 schools
40th · 982
Lake Macquarie LGA
47th · 1000
Newcastle & Hunter
38th · 981
NSW
51st · 1009
Australia
51st · 1008
  • ICSEA is ACARA's socio-educational index (average 1000). It describes the family backgrounds of the students enrolled, NOT how well a school teaches: a lower ICSEA means a less advantaged intake, not a worse school.
  • Percentiles are ACARA's own national ranking, so the Australia bar is a published figure rather than our arithmetic. Each area shows the median of the mainstream schools sitting inside it; special schools are listed in the table but excluded from the medians.
  • Catchments are NSW Department of Education intake zones; always confirm an address with the school.

Crime and safety around Swansea

Break-ins, car theft and malicious damage run at 1,756 per 100,000 residents in postcode 2281, 16.9% above the NSW rate of 1,502.

Recorded incidents, Lake Macquarie LGA (12m)
15,356
of which assault (LGA)
1,926
of which theft (LGA)
4,898
Recorded incidents, postcode 2281 (12m)
1,016
Break-ins, car theft and malicious damage · incidents per 100,000 residents
Postcode 2281 (Swansea + neighbours)
1,756
Lake Macquarie LGA
1,631
Newcastle & Hunter
2,215
NSW
1,502
  • Counts are BOCSAR recorded incidents for January 2025 to December 2025 at LGA and postcode grain: both cover several suburbs, so they include neighbours of Swansea.
  • Rates divide incidents by resident population (ABS 2021 Census), so they are comparable between areas in a way raw counts are not. Every tier uses the same offences and the same 12 months for January 2025 to December 2025.
  • Two limits worth knowing: the rate counts residents only, so a postcode with a town centre, nightlife strip or shopping precinct carries crime generated by visitors against a small resident denominator and reads high; and the population is the 2021 Census, so a suburb that has grown fast since then reads high too.

Recent house sales in Swansea

The most recent house sales on record in Swansea are from 2026, 35 of them. Search a street to see what it has been fetching.

Channel Street2026$3.08M
Boyd Street2026$2.10M
Bowman Street2026$2.05M
Channel Street2026$1.95M
Moxey Street2026$1.77M
Bay Street2026$1.76M
Murray Street2026$1.50M
Macquarie Street2026$1.45M
Belmont Street2026$1.36M
Oxley Street2026$1.30M
Park Street2026$1.30M
Wills Street2026$1.25M

One row per house sale on record for the last five years, by street and the year it sold. Sale prices are as paid. Part shares and multi-property dealings are excluded, and unit sales are not included here.

Suburbs near Swansea

Swansea's median house price of $1,052,500 is the 23rd highest of the 93 Newcastle & Hunter suburbs we cover.

All Newcastle & Hunter suburb research

Swansea: common questions

What is the median house price in Swansea?
$1,052,500, based on 156 house sales over the 24 months to July 2026 (NSW Valuer General records).
What are the most and least expensive streets in Swansea?
Of the 30 Swansea streets that qualify for the five-year ranking, Channel Street has the highest house median at $1,950,000 (9 sales); Albert Street has the lowest at $775,000 (9 sales).
How much have Swansea property prices grown?
A repeat-sales index of Swansea dwellings has risen 129.8% over 10 years and moved +58.1% over 5 years.
What does it cost to rent in Swansea?
The median 3-bedroom house in postcode 2281 rents for $725/wk, from 100 bonds lodged in the last 12 months.
Which public schools serve Swansea?
Swansea Public School (primary, zoned for 85% of homes); Caves Beach Public School (primary, zoned for 15% of homes); Swansea High School (secondary).
Is Swansea affected by bushfire or flood risk?
7.3% of properties sit in the NSW RFS bushfire-prone land map. No flood mapping is available in our dataset for this suburb; that is not evidence properties cannot flood; check a council s10.7 certificate.
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Data sources

This page summarises public government datasets for general information. It is not financial, legal or property advice, figures can contain source errors, and postcode or SA2 statistics cover a wider area than the suburb itself. Verify anything material independently before acting on it.