Speers Point (NSW 2284): property prices, streets & suburb profile

Lake Macquarie LGA · Latest published data July 2026 · Page updated August 2026 · Public government records

Speers Point · NSW 2284 · median house price (24 months)
$1,200,000+121.5%
vs 10 years ago (repeat-sales index, all dwellings)
Speers Point has about 1,413 dwellings on record, with 123 house and 27 unit sales recorded in the last two years across 46 streets.
Median house price
$1,200,000
123 sales, 24 months
Median unit price
$880,000
27 strata sales, 24 months
Median rent, 3-br house
$678/wk
126 bonds, 12 months
Gross rental yield
2.9%
3-br postcode rent vs house median
How tightly held
1 in 19
homes on record trades each year
Nearest station
Teralba Railway Station
Train, 1.6 km away

Speers Point house and unit prices

The median Speers Point house sold for $1,200,000 across the last 24 months; constant-quality growth is +121.5% over 10 years and +50.4% over 5 years.

Property type
1Y
3Y
5Y
10Y
Houses
+20.6%
+21.2%
+60.0%
+143.5%
Units
+26.5%
No data
+34.1%
+189.9%

Change in 12-month median sale prices to July 2026 vs the same window 1, 3, 5 and 10 years earlier · NSW Valuer General records

Median house price · 12 months to July 2026
Speers Point
$1,315,000
Lake Macquarie LGA
$1,000,000
NSW
$1,101,000
Houses (quarterly median)
Units (yearly median)
394k660k927k1.19M1.46M20172019202120232025
View as table
PeriodHouses (quarterly median)Units (yearly median)
July 2015$488,500
Oct 2015$520,000
2016$562,500$492,500
Apr 2016$580,000
July 2016$557,000
Oct 2016$575,000
2017$596,250$545,000
Apr 2017$625,000
July 2017$710,000
Oct 2017$656,500
2018$690,000$414,250
Apr 2018$675,000
July 2018$800,000
Oct 2018$642,500
2019$610,000$577,500
Apr 2019$743,000
July 2019$640,000
Oct 2019$775,000
2020$650,000$630,000
Apr 2020$580,250
July 2020$707,500
Oct 2020$787,500
2021$850,000$680,000
Apr 2021$875,000
July 2021$1,150,000
Oct 2021$1,250,000
2022$1,000,000$760,000
Apr 2022$1,235,000
July 2022$895,000
Oct 2022$1,250,000
2023$1,125,000$802,500
Apr 2023$1,220,000
July 2023$1,065,000
Oct 2023$1,100,000
2024$1,005,000$800,000
Apr 2024$1,187,500
July 2024$920,000
Oct 2024$1,085,000
2025$1,060,000$850,000
Apr 2025$1,200,000
July 2025$1,307,500
Oct 2025$1,390,500
2026$1,285,000
Apr 2026$1,265,000
  • The headline growth figure uses a repeat-sales index of all dwellings (the same homes resold), which removes mix-of-what-sold noise; the tiles compare 12-month medians per dwelling type, so the two can differ, and differ widely where what sold changed.
  • Unit medians are yearly because strata volumes are low; treat them as indicative.
  • Quarters with fewer than three house sales are left off the chart; one sale does not make a market median.

Speers Point street by street

Across the 19 Speers Point streets that qualify for the ranking, five-year medians run from $845,000 on Braye Street to $1,645,000 on Farm Street.

Most expensive street (houses)

Farm Street

$1,645,000 five-year median · 14 sales

Most affordable street (houses)

Braye Street

$845,000 five-year median · 7 sales

House sales over the last five years, by price
202 sales
  • under $1.00M
  • $1.00M to $1.25M
  • $1.25M and above

Each dot is one house sale over the last five years, 202 in all, placed at the address that sold and shaded by what it fetched. Prices are as paid, with part shares and multi-property dealings left out. It draws 18 of the 19 ranked streets, leaving off 1 whose sales are geocoded to a point several streets share, which stands for the suburb rather than for anywhere on the street; the colour bands are cut over all 19 of them, and the table below has them all.

View as table
Street medians, five years of house sales
StreetMedianSales (5 years)
Farm Street$1.65M14
Thompson Road$1.46M20
Hibiscus Close$1.32M6
Berkeley Street$1.26M34
Moulden Street$1.25M5
Barford Street$1.21M12
Council Street$1.20M7
Speers Street$1.20M19
Albert Street$1.18M12
Quarry Road$1.02M5
Nord Street$980k7
Main Road$950k16
Edith Street$945k8
Bell Street$941k12
Chippindall Street$936k12
Alley Street$925k9
Lakeview Street$887k12
Braye Street$845k7
Speers Point streets with a published median · last 10 years of sales
Rani Close$1.60M9
Cornish Street$1.52M6
Joseph Palmer Close$1.50M7
The Esplanade$1.36M53$870k46
Moulden Street$1.25M8
Farm Street$1.22M22
Berkeley Street$1.19M60$600k15
Parkstone Close$1.12M5
Albert Street$1.09M16$485k10
Thompson Road$1.05M42$1.22M6
Short Street$1.01M6
Quarry Road$988k10
Morse Street$945k7
Mary Street$920k5
Maran Street$900k5
Hibiscus Close$880k15
Albion Close$875k6
Council Street$872k17
Hopkins Street$865k11
Atkin Avenue$850k7
Speers Street$850k46$635k14
Lakeview Street$845k24$700k7
Alley Street$835k18
Nord Street$835k11
Raymond Street$818k12
  • A street needs at least 5 sales of a type in 10 years to get a median, so streets quieter than that are left out entirely.
  • Sales that moved several properties on one dealing are left out, because the record repeats that dealing's whole price against every property in it.
  • The highlight cards rank on house sales only, using each street's last-5-years median (at least 5 sales in that window), so unit-heavy streets are not mislabelled as cheap and the figures reflect prices a buyer could pay now; the table shows the full 10-year view.
  • A street is left out of the ranking when its five-year median sits below three-fifths of its own 10-year median, or far below the suburb's median (a bar set higher for streets with no older sales of their own to stand behind them). Those windows are usually land sold before the houses went up, or a part share of a home priced as though it were the whole. Those streets stay in the table with their 10-year median.
  • Prices are as-paid and not inflation-adjusted.

What buyers paid in Speers Point

Half of the 123 house sales in the last 24 months landed between $945,000 and $1,550,000.

08172533Median $1.20M$750k$1.25M$1.75M$2.25M$2.50M
Middle 50% of sales: $945k – $1.55M
Median $1.20M
113 sales total
  • House sales only, 24 months. The unit median is quoted separately.
  • Chart covers $750,000 to $2,500,000: 10 of the 123 house sales fall outside it (the cheapest and dearest few) and are left out so a handful of outliers cannot distort the shape.

Rent in Speers Point by bedrooms

A 3-bedroom house rents for a median $678/wk.

Median weekly rent · houses
2-bedroom
$555/wk
3-bedroom
$678/wk
4-bedroom
$850/wk
5-bedroom
$1,000/wk
Median weekly rent · units
1-bedroom
$410/wk
2-bedroom
$560/wk
  • From NSW rental bond lodgements for postcode 2284 (covers neighbouring suburbs too), 12 months to July 2026.
  • Bands with fewer than 10 bonds are hidden.
  • Biggest 12-month move: 2-bedroom units +8.7% year on year.

Who lives in Speers Point

Speers Point has a median age of 45 and a median household income of $1,766 a week, and 74.7% of homes are owner-occupied.

Population (Speers Point)
3,400
Median age (Speers Point)
45 years
Median household income (Speers Point)
$1,766/wk
People per square kilometre
1,113
Average taxable income (postcode, 2023)
$74,964
Average household size (SA2)
2.4
Median mortgage repayment (SA2)
$2,090/month
Australian-born (postcode)
85.4%
SEIFA advantage decile (Speers Point)
7 of 10
Rooftop solar installs, 12 months (postcode)
197
How Speers Point homes are held
Owned outright
39.0% · 525
Owned with a mortgage
35.7% · 481
Rented
22.5% · 303
Speers Point homes by bedroom count
1 bedroom or studio
4.8% · 64
2 bedrooms
18.6% · 248
3 bedrooms
42.8% · 571
4 bedrooms
26.4% · 353
5 or more
7.4% · 99
ABS SEIFA 2021 deciles · 10 of 10 = most advantaged nationally
Advantage and disadvantage (IRSAD)from income, education, occupation and housing
7 of 10
Relative disadvantage (IRSD)from low income, low education and unskilled occupations
6 of 10
Economic resources (IER)from household income, wealth and housing costs
5 of 10
Education and occupation (IEO)from qualifications and skilled work
7 of 10
  • Figures labelled Speers Point are for the suburb boundary itself (ABS 2021 Census). Anything labelled SA2 or postcode covers a wider area: SA2 "Warners Bay - Boolaroo" and postcode 2284 both extend beyond Speers Point.
  • SEIFA decile 1 is the lowest tenth of Australian areas on that index and 10 the highest. The four indices measure different things and often disagree, which is why all four are shown: a suburb can rank high on education and occupation while ranking mid on economic resources.

Bushfire, flood and planning in Speers Point

5.0% of Speers Point properties sit in a mapped bushfire-prone area; no flood mapping is available in our dataset for this suburb.

Properties in a mapped bushfire-prone area
5.0%
Flood mapping
No flood mapping available in our dataset
Heritage-flagged properties
19
Land zoning of properties
R2 Low Density Residential (71%), R3 Medium Density Residential (20%), C4 Environmental Living (4%)
  • Bushfire-prone land is the NSW RFS certified map; being inside it triggers extra building requirements, not a prediction of fire.
  • Absence of flood mapping in our dataset is NOT evidence a property cannot flood: always order a council s10.7 certificate before buying.

Schools serving Speers Point

Most Speers Point homes fall in the Speers Point Public School intake zone.

Schools located in Speers Point
Speers Point Public SchoolGovernmentPrimary1,000
Public primary catchment (77% of homes)
Speers Point Public School
Public primary catchment (20% of homes)
Biddabah Public School
Public secondary catchment (80% of homes)
Lake Macquarie High School
Public secondary catchment (20% of homes)
Warners Bay High School
Median school percentile nationally · ICSEA score
Speers Point · 1 school
47th · 1000
Newcastle & Hunter
38th · 981
NSW
51st · 1009
Australia
51st · 1008
  • ICSEA is ACARA's socio-educational index (average 1000). It describes the family backgrounds of the students enrolled, NOT how well a school teaches: a lower ICSEA means a less advantaged intake, not a worse school.
  • Percentiles are ACARA's own national ranking, so the Australia bar is a published figure rather than our arithmetic. Each area shows the median of the mainstream schools sitting inside it; special schools are listed in the table but excluded from the medians.
  • Catchments are NSW Department of Education intake zones; always confirm an address with the school.

Crime and safety around Speers Point

Break-ins, car theft and malicious damage run at 2,418 per 100,000 residents in postcode 2284, 61.0% above the NSW rate of 1,502.

Recorded incidents, Lake Macquarie LGA (12m)
15,356
of which assault (LGA)
1,926
of which theft (LGA)
4,898
Recorded incidents, postcode 2284 (12m)
1,178
Break-ins, car theft and malicious damage · incidents per 100,000 residents
Postcode 2284 (Speers Point + neighbours)
2,418
Lake Macquarie LGA
1,631
Newcastle & Hunter
2,215
NSW
1,502
  • Counts are BOCSAR recorded incidents for January 2025 to December 2025 at LGA and postcode grain: both cover several suburbs, so they include neighbours of Speers Point.
  • Rates divide incidents by resident population (ABS 2021 Census), so they are comparable between areas in a way raw counts are not. Every tier uses the same offences and the same 12 months for January 2025 to December 2025.
  • Two limits worth knowing: the rate counts residents only, so a postcode with a town centre, nightlife strip or shopping precinct carries crime generated by visitors against a small resident denominator and reads high; and the population is the 2021 Census, so a suburb that has grown fast since then reads high too.

Recent house sales in Speers Point

The most recent house sales on record in Speers Point are from 2026, 17 of them. Search a street to see what it has been fetching.

Berkeley Street2026$2.75M
Hibiscus Close2026$1.94M
Albert Street2026$1.77M
Thompson Road2026$1.55M
Moulden Street2026$1.35M
Moulden Street2026$1.31M
Alley Street2026$1.28M
Farm Street2026$1.21M
Albert Street2026$1.20M
Main Road2026$1.10M
Thompson Road2026$1.04M
Bell Street2026$1.02M

One row per house sale on record for the last five years, by street and the year it sold. Sale prices are as paid. Part shares and multi-property dealings are excluded, and unit sales are not included here.

Suburbs near Speers Point

Speers Point's median house price of $1,200,000 is the 14th highest of the 93 Newcastle & Hunter suburbs we cover.

All Newcastle & Hunter suburb research

Speers Point: common questions

What is the median house price in Speers Point?
$1,200,000, based on 123 house sales over the 24 months to July 2026 (NSW Valuer General records).
What are the most and least expensive streets in Speers Point?
Of the 19 Speers Point streets that qualify for the five-year ranking, Farm Street has the highest house median at $1,645,000 (14 sales); Braye Street has the lowest at $845,000 (7 sales).
How much have Speers Point property prices grown?
A repeat-sales index of Speers Point dwellings has risen 121.5% over 10 years and moved +50.4% over 5 years.
What does it cost to rent in Speers Point?
The median 3-bedroom house in postcode 2284 rents for $678/wk, from 126 bonds lodged in the last 12 months.
Which public schools serve Speers Point?
Speers Point Public School (primary, zoned for 77% of homes); Biddabah Public School (primary, zoned for 20% of homes); Lake Macquarie High School (secondary, zoned for 80% of homes); Warners Bay High School (secondary, zoned for 20% of homes).
Is Speers Point affected by bushfire or flood risk?
5.0% of properties sit in the NSW RFS bushfire-prone land map. No flood mapping is available in our dataset for this suburb; that is not evidence properties cannot flood; check a council s10.7 certificate.
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Data sources

This page summarises public government datasets for general information. It is not financial, legal or property advice, figures can contain source errors, and postcode or SA2 statistics cover a wider area than the suburb itself. Verify anything material independently before acting on it.