10.8% of new investor loans are already at 6x income or more. What counts in your debt-to-income ratio under APRA's 2026 cap, and the fastest ways to cut it.
Anderson Aguiar
How far can prices fall before a 5% deposit buyer is underwater? On paper 6.1%, in practice 2.6%. The negative equity arithmetic for Australia's scheme buyers.
Anderson Aguiar
Upper quartile values fell 3.2% in three months while entry-level homes rose. For upgraders that is a discount, if you survive the bridging finance and the valuation.
Anderson Aguiar
Three RBA hikes took the cash rate to 4.35% and stripped tens of thousands from buyer budgets. What Australians can actually borrow in 2026, and how to protect it.
Anderson Aguiar
Expert insights into home loan structures, from basic vs package loans to variable vs fixed rates. Learn what you need to know before borrowing with tips from industry professionals.
Lauren Jones Buyers Agency
Learn how to use a loan repayment calculator to understand your mortgage costs, compare scenarios, and plan your finances effectively. Estimate your monthly home loan repayments with PropertyGo's calculator.
Anderson Aguiar