APRA's 6x Debt-to-Income Cap: It Limits Your Bank, Not You
10.8% of new investor loans are already at 6x income or more. What counts in your debt-to-income ratio under APRA's 2026 cap, and the fastest ways to cut it.

Anderson Aguiar
10.8% of new investor loans are already at 6x income or more. What counts in your debt-to-income ratio under APRA's 2026 cap, and the fastest ways to cut it.

Anderson Aguiar
Land tax thresholds run from $50,000 in Victoria to $1,075,000 in NSW, and the Northern Territory has none. A state-by-state guide for Australian property buyers.

Anderson Aguiar
Short-stay rules in 2026, state by state: Victoria's 7.5% levy, NSW's 180-day cap, WA's register, Hobart's crackdown, and the investor maths compared.

Anderson Aguiar
Is Melbourne Australia's best-value capital city in 2026? We weigh the Sydney price gap, investor exit, land tax, concessions and forecasts for buyers.

Anderson Aguiar
Investor exodus 2026: why landlords are selling, what ex-rental stock means for buyers, and what 1.3% vacancy and 5.9% rent growth mean for renters.

Anderson Aguiar
The regional property boom is splitting in 2026: Cotality data shows regional NSW, VIC and QLD cooling while regional SA and WA values are still rising.

Anderson Aguiar