APRA's 6x Debt-to-Income Cap: It Limits Your Bank, Not You
10.8% of new investor loans are already at 6x income or more. What counts in your debt-to-income ratio under APRA's 2026 cap, and the fastest ways to cut it.

Anderson Aguiar
10.8% of new investor loans are already at 6x income or more. What counts in your debt-to-income ratio under APRA's 2026 cap, and the fastest ways to cut it.

Anderson Aguiar
NSW lifts underquoting penalties to $110,000 and Victoria forces reserve prices into the open a week before auction. What the 2026 reforms mean for buyers.

Anderson Aguiar
From 1 July 2026, agents, conveyancers and buyer's agents must verify your identity and source of funds on every property purchase. Here is what buyers need.

Anderson Aguiar
Short-stay rules in 2026, state by state: Victoria's 7.5% levy, NSW's 180-day cap, WA's register, Hobart's crackdown, and the investor maths compared.

Anderson Aguiar
Negative gearing changes 2026 explained: who's grandfathered, the new CGT discount and 30% minimum tax, and what the 2027 reforms mean for property buyers.

Anderson Aguiar
Leading economists argue Australia has become a 'home owners' welfare state' as calls grow for housing tax reform. Explore the debate over negative gearing, capital gains discounts, and their $190 billion cost over the next decade.

Anderson Aguiar