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6 articles found

Policy Analysis

Article thumbnail for APRA's 6x Debt-to-Income Cap: It Limits Your Bank, Not You - Policy Analysis featuring expert analysis and actionable insights for Australian property buyers
Policy Analysis
13 min read

APRA's 6x Debt-to-Income Cap: It Limits Your Bank, Not You

10.8% of new investor loans are already at 6x income or more. What counts in your debt-to-income ratio under APRA's 2026 cap, and the fastest ways to cut it.

#policy #home-loans #property-investment +2
Anderson Aguiar avatar

Anderson Aguiar

7 September 2026
Article thumbnail for The Underquoting Crackdown: What the 2026 Laws Change for Property Buyers - Policy Analysis featuring expert analysis and actionable insights for Australian property buyers
Policy Analysis
10 min read

The Underquoting Crackdown: What the 2026 Laws Change for Property Buyers

NSW lifts underquoting penalties to $110,000 and Victoria forces reserve prices into the open a week before auction. What the 2026 reforms mean for buyers.

#policy #auction-clearance #buying-guide +2
Anderson Aguiar avatar

Anderson Aguiar

1 September 2026
Article thumbnail for New ID Checks on Every Property Purchase: What Australia's 2026 AML Rules Mean for Buyers - Policy Analysis featuring expert analysis and actionable insights for Australian property buyers
Policy Analysis
10 min read

New ID Checks on Every Property Purchase: What Australia's 2026 AML Rules Mean for Buyers

From 1 July 2026, agents, conveyancers and buyer's agents must verify your identity and source of funds on every property purchase. Here is what buyers need.

#policy #due-diligence #buying-guide +2
Anderson Aguiar avatar

Anderson Aguiar

30 August 2026
Article thumbnail for Short-Stay Rules in 2026: What the Airbnb Crackdown Means for Property Investors - Policy Analysis featuring expert analysis and actionable insights for Australian property buyers
Policy Analysis
11 min read

Short-Stay Rules in 2026: What the Airbnb Crackdown Means for Property Investors

Short-stay rules in 2026, state by state: Victoria's 7.5% levy, NSW's 180-day cap, WA's register, Hobart's crackdown, and the investor maths compared.

#short-term-rental #short-stay-levy #property-investment +2
Anderson Aguiar avatar

Anderson Aguiar

11 August 2026
Article thumbnail for Negative Gearing Changes 2026: What the Budget CGT Reforms Mean for Australian Property Buyers - Policy Analysis featuring expert analysis and actionable insights for Australian property buyers
Policy Analysis
12 min read

Negative Gearing Changes 2026: What the Budget CGT Reforms Mean for Australian Property Buyers

Negative gearing changes 2026 explained: who's grandfathered, the new CGT discount and 30% minimum tax, and what the 2027 reforms mean for property buyers.

#negative-gearing #capital-gains-tax #property-investment +3
Anderson Aguiar avatar

Anderson Aguiar

27 June 2026
Article thumbnail for Australia's Housing Tax Reform Debate: Growing Calls for Policy Change in 2025 - Policy Analysis featuring expert analysis and actionable insights for Australian property buyers
Policy Analysis
12 min read

Australia's Housing Tax Reform Debate: Growing Calls for Policy Change in 2025

Leading economists argue Australia has become a 'home owners' welfare state' as calls grow for housing tax reform. Explore the debate over negative gearing, capital gains discounts, and their $190 billion cost over the next decade.

#tax-reform #policy #negative-gearing +4
Anderson Aguiar avatar

Anderson Aguiar

19 August 2025
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